Lead Underwriting Data Analyst

At our brand-new Shared Business Platform (SBP) in Bucharest, we offer a dynamic environment where career growth is actively supported through internal mobility, globally recognized certifications, and continuous professional development. We value work–life balance, offering flexible work arrangements, and wellbeing initiatives that help you thrive both personally and professionally.

Now, let's explore this exciting opportunity so that you can be part of our mission.

The Lead Underwriting Data Analyst will play a strategic and leadership role in driving business planning, performance monitoring, and high-impact decision-making across the P&C portfolio. This includes leading and optimizing the underwriting plan and renewal reporting processes and delivering advanced analytics for underwriting teams and senior leaders. The analyst will work closely with Underwriting, Pricing, and Modelling teams to steer performance tracking frameworks and deliver strategic insights.

In addition to performance analysis, the role involves designing and executing in-depth profitability studies, conducting market assessments and benchmarking, and advising cross-functional teams with data for regulatory, client, and internal reporting needs. The analyst will also lead the development and continuous improvement of analytical tools and dashboards, ensuring enterprise-grade data integrity and usability, while acting as a strategic liaison between business and IT teams.

The ideal candidate brings extensive experience (typically 7+ years) in the (re)insurance sector, expert-level analytical and problem-solving capabilities, and a visionary, results-driven, and collaborative mindset. Strong project management skills and the ability to influence and communicate complex data narratives to senior stakeholders are essential.

Key duties and responsibilities

• Business Planning and Monitoring
• Strengthen the development of the Underwriting Plan, ensuring consistency with strategic and financial planning frameworks
• Design and deliver advanced analytics for underwriting plan meetings, including comple profitability modelling and alignment with performance monitoring

• Uphold the P&C business monitoring process against underwriting plans, estimates and prior-year benchmarks. This requires communication and collaboration with Underwriting, Pricing and Modelling teams.
  Back renewal reporting with CUO teams and deliver timely and insightful weekly/monthly reports to senior management.

• Performance Analysis: gather data from various sources and interpret it to assess business performance.

• Lead performance tracking initiatives and ensure alignment with pricing assumptions.
• Provide support for the quarterly performance review.

• Identify trends, deviations, and profitability levers and propose corrective actions.
  Ensure cross-functional coordination with Finance, Reserving, and Pricing & Modelling teams to resolve performance data issues.

• Business Insights: support underwriting with data-driven recommendations to support strategic decision-making.

• Participate to deep dives into the P&C portfolio to gain insights on profitability.
• Conduct high-level market and competitive analysis to inform underwriting strategy.
• Deliver tailored analytics to underwriting, senior leadership and strategy teams.

• Assist the other functions with information required for regulators, internal procedures, marketing actions, client management and reporting to reinsurers/retrocessionaires.
  Translate complex findings into actionable insights and strategic recommendations for business operations.

• Tool and Data Enhancement: ensure data accuracy and design dashboards to monitor key performance indicators.

• Secure underwriting data is fit for analysis with a focus on accuracy completeness, and uniformity, automating wherever possible and investigating technical solutions.
• Contribute to the maintenance and enhancement of analytical and reporting dashboards, ensuring they meet business needs.
• Provide an IT interface to business units by developing proficiency in internal dashboards and tools to effectively communicate key performance metrics to stakeholders.

Required experience & competencies

• 7+ years of experience in the (re)insurance sector, ideally in leadership roles across business analytics, actuarial, modelling, or underwriting strategy.
• Advanced problem-solving and analytical expertise with the ability to manage large, complex datasets and translate insights into strategic business actions.
• Expert-level proficiency in Excel (including Power Query, macros) and mastery of data visualization platforms (e.g. Power BI, Tableau).
• Strong command of programming languages such as SQL, Python, R, or VBA.
• Excellent communication and storytelling skills, with the ability to influence senior stakeholders through data.
• Proven ability to lead and prioritize complex, multi-stream projects.
• Team-oriented with strong leadership and mentoring capabilities.
• Strategic, rigorous, and self-directed, with a "can-do" attitude and a drive to challenge conventional thinking.

Required Education

• Master's degree in a quantitative discipline such as Engineering, Mathematics, Actuarial Science, or Economics.
• Alternatively, a proven track record with relevant experience in similar analytical or technical roles may be considered in lieu of formal education.
• Advanced coursework or internship experience in insurance, reinsurance, or finance is preferred.
• Progress toward or attainment of an actuarial designation (e.g., Associateship of a recognized actuarial society) is considered a strong asset.

As a leading global reinsurer, SCOR offers its clients a diversified and innovative range of reinsurance and insurance solutions and services to control and manage risk. Applying "The Art & Science of Risk," SCOR uses its industry-recognized expertise and cutting-edge financial solutions to serve its clients and contribute to the welfare and resilience of society in around 160 countries worldwide.

Working at SCOR means engaging with some of the best minds in the industry – actuaries, data scientists, underwriters, risk modelers, engineers, and many others – as we work together to find solutions to pressing challenges facing societies.

As an international company, our common culture is defined by "The SCOR Way." Serving both to build momentum that drives the Group forward and as a compass to guide our actions and choices, The SCOR Way is anchored by five core values, reflecting the input of employees at all levels of the Group. We care about clients, people, and societies. We perform with integrity. We act with courage. We encourage open minds. And we thrive through collaboration.

SCOR supports inclusion and the diversity of talents, and all positions are open to people with disabilities.