financing representative/credit analyst in oradea

4 days ago

Oradea, Bihor, Romania Scania Romania Full time €20,000 - €60,000 per year

Header

Life at Scania
At Scania, our people are our most valuable strength. Being part of the Volkswagen Group of Companies, the Scania family offers employees an exciting future in an environment that is steered by our core values; Customer First, Respect for the Individual, Elimination of Waste, Determination, Team Spirit and Integrity.

You know us as a world-leading provider of transport solutions.

Leading innovation towards a sustainable global transport system. We have one unique resource at Scania to achieve this – you.

Our purpose is to Drive the Shift towards a sustainable transport future.

Welcome to Scania Financial services
Role Summary
FINANCING REPRESENTATIVE/CREDIT ANALYST IN ORADEA
The Role:
You will add your personal value by:
Financing & insurance offering, negotiation of financing conditions, collection of credit information, customer and financed object, incl. international customers

Develop and maintain good working relations with Scania dealers.

Follow up on competition and competitors financing conditions, evaluate financing margins.

Responsible for data collection quality and for balancing quality of credit proposals versus push for portfolio growth

Credit assessment of customers and prospects, preparation of credit decisions, make recommendations to credit decisions and securities;

Internal negotiations with Credit Committee & with Scania dealers;

Documentation and quality follow up on credit information

Contribution to market plan

Develop and maintain relations to customers and suppliers

Job Responsibilities
The Person:
Very Proactive and self-organized team player with strong communication skills and:

  • Target driven and ambitious approach
  • At least 3 years of experience on the leasing market is an advantage
  • Able to work in a fast-paced environment and can deal with demanding customers in an effective manner and with strategic approach
  • Solution oriented
  • Focus on details is important and ability to work under pressing deadlines
  • Very good English level and Excel skills
  • Willingness to travel within the country when needed
  • Strong interpersonal and collaborative skills

What We Can Offer You

  • Flexible work options available
  • Competitive company environment and opportunities for development and career growth
  • A company that is enjoying record growth
  • A dynamic and inclusive work culture
  • Salary packaging & Corporate benefits program
  • Bonus incentive scheme based on individual quarterly performance

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