Credit Risk Analyst with Spanish

1 week ago

Bucharest, Bucureşti, Romania Ayvens Full time €104,000 - €130,878 per year

At Ayvens, progress starts with you.
Our ambitions to shape the future of sustainable mobility are powered by our talent. Join us, and get better with every move.

Requirements

  • Minimum 3 years of experience with a financial institution or equivalent detailed process (preferably in the Credit Analysis/ Risk Analysis/ Lending area),
  • Familiarity with internal and external regulations, policies and procedures,
  • Proactive and business orientated with background with understanding of credit processes / customer assessment
  • Knowledge of English language
  • Spanish- advanced or mid level
  • Ability to build relationships by communicating and working effectively with co-worker, stakeholders and management,
  • Knowledge of MS Office suite

Responsibilities

  • Analyze the credit requests from Ayvens Group entities and ensure that is compliant with all relevant regulations and company policy
  • Ensuring adherence with policy and requirements together with high standard of working,
  • Analyzing data from multiple sources and files according to the quality agreements
  • Ensure quality of the analysis made for credit requests, regarding the risk associated with the client from a creditworthiness perspective,
  • Ensure to receive quality and complete documentation for each credit request
  • Support Risk and Sales teams for continuous improvement,
  • Preparation of analyzed credit requests reporting to stakeholders, with the given frequency or whenever requested,
  • Work closely with the line manager to ensure timely completion of profiles and prioritize workload to meet the daily and weekly objectives

Benefits

  • 25 days of annual leave
  • 1 sick day/year
  • 1 day off for your birthday
  • Private Family healthcare subscription
  • Monthly budget in Benefit Platform
  • Fruit Tuesday and free coffee in the office
  • Hybrid work setup 2 days/week in the office
  • Loyalty bonus at 3 and 5 years in the company
  • Opportunities and trainings for ongoing professional growth and career advancement
  • A nice office environment in the city center

Why Ayvens?
With over 3.4 million vehicles managed across more than 42 countries, we provide full-service leasing, flexible subscription services, fleet management services and multi-mobility solutions to customers of all sizes, including large corporates, SMEs, professionals, and private individuals. By leveraging our unique position to lead the way to net zero and further shape the digital transformation of the industry, we are well-positioned to meet the evolving mobility needs of our clients and provide them with the solutions they need to thrive.

At Ayvens, we believe that our success is driven by our commitment to customer satisfaction. Our team is dedicated to delivering innovative solutions and technology-enabled services that help our customers focus on their everyday business. We're committed to sustainable mobility and have made it a core part of our strategy. In everything we do, we're guided by the principles of authenticity, curiosity, commitment and collaboration. We aim to foster an organisation that's diverse in people and ideas, where everyone can thrive and be themselves, no matter who they are.

Join us on this exciting journey as we continue to enable the transformation towards large scale adoption of sustainable mobility and provide our customers with the solutions they need to succeed. Follow our page for the latest updates, news, and insights.

  • ALD Automotive | LeasePlan are rebranding to Ayvens across all 42 countries by 2025.

  • Senior Credit Risk Analyst

    2 days ago

    Bucharest, Bucureşti, Romania Ebury Full time 40,000 - 80,000 per year

    Ebury is a global fintech firm dedicated to empowering businesses to expand internationally through tailored and forward-thinking financial solutions. Since our founding in 2009, we've grown to a diverse team of over 1,700 professionals across 40+ offices and 29+ markets worldwide. Joining Ebury means becoming part of a collaborative and innovative...

  • Senior Credit Risk Analyst

    2 weeks ago

    Bucharest, Bucureşti, Romania Eleving Group Full time €60,000 - €80,000 per year

    Mogo Romania, part of Eleving Group is looking for aSenior Credit Risk Analystto join our team In this role, you will optimize credit risk management, enhance lending automation, ensure high-quality reporting, and provide data-driven insights to support business growth.What will you do:Support strategic business decision-making by continuously optimizing the...

  • Senior Credit Analyst

    2 weeks ago

    Bucharest, Bucureşti, Romania Molson Coors GBS Full time 25,000 - 30,000 per year

    Already an employee? You must apply through our internal portal: click hereSenior Credit AnalystDate: Aug 13, 2025Location:Bucharest, ROCompany: MolsonCoors_GBSRomaniaRequisition ID:35794Molson Coors is a leading brewer with 18,000+ employees, 30+ breweries and 130+ beer brands, consumed in more than 50 countries. Our GBS history in Romania started in 2017,...

  • Credit Analyst

    1 week ago

    Bucharest, Bucureşti, Romania Ayvens Full time 70,000 - 120,000 per year

    At Ayvens, progress starts with you.Our ambitions to shape the future of sustainable mobility are powered by our talent. Join us, and get better with every move.Objective of the roleThe Credit Analyst objective is to evaluate the creditworthiness of companies seeking loans, credit, leasing and operational leasing. Analyze financial data, credit reports and...

  • Fraud Analyst with Spanish

    2 weeks ago

    Bucharest, Bucureşti, Romania VOIS Full time €40,000 - €60,000 per year

    Your day to day:The fraud analyst has the role of identifying, preventing and stopping all actions having potential risk to cause financial losses or unpleasant experiences to Vodafone customers. It will ensure that by using the principles of prevention and alertness to risks it will support the achievement of the company's objectives and reduce losses of...

  • Credit Analyst

    2 weeks ago

    Bucharest, Bucureşti, Romania Ayvens Full time €104,000 - €130,878 per year

    At Ayvens, progress starts with you.Our ambitions to shape the future of sustainable mobility are powered by our talent. Join us, and get better with every move.ResponsibilitiesAnalyze the credit requests from Ayvens Group entities and ensure that is compliant with all relevant regulations and company policyEnsuring adherence with policy and requirements...

  • Credit Risk Specialist

    2 weeks ago

    Bucharest, Bucureşti, Romania maib Full time 40,000 - 80,000 per year

    Căutăm un Credit Risk Specialist dedicat, care să contribuie esențial la strategia de risc de credit. Vei dezvolta și implementa modele de scoring, vei formula politici de risc și vei analiza constant portofoliile pentru a optimiza deciziile de creditare. Totodată, vei asigura respectarea reglementărilor și vei sprijini digitalizarea proceselor de...

  • Credit Controller

    2 weeks ago

    Bucharest, Bucureşti, Romania ADP Full time €40,000 - €80,000 per year

    Job Summary: The Collection Analyst should monitor, control and ensure that ADP clients adhere to the contractual payment terms thereby converting debtors to cash on a timely basis.  The Collection Analyst should own a specific range of the ledger; this includes a high volume of clients.Responsibilities :Daily interacting with ADP clients through phone,...

  • Risk Data Analyst

    2 weeks ago

    Bucharest, Bucureşti, Romania ING Full time €45,000 - €60,000 per year

    Discover ING BankING believes in a world where everyone has the right to grow and progress in their own way. We express this in our global brand tagline, "do your thing". Perhaps more than in any other large company, we extend our belief in the power of autonomy to our own people. But there's a catch. In return for great freedom, we expect people to do great...

  • Senior Data Analyst

    2 days ago

    Bucharest, Bucureşti, Romania Coface Full time €40,000 - €60,000 per year

    Company Description With over 75 years of experience and the most extensive international network, Coface is a leader in trade credit insurance & risk management, and a recognized provider of Factoring, Debt Collection, Single Risk insurance, Bonding, and Information Services. Coface's experts work to the beat of the global economy, helping ~100,000 clients...