Corporate Credit Analyst

3 days ago

Bucharest, Bucureşti, Romania tbi bank Full time 40,000 - 60,000 per year

Who we are:

Do you want to join a well-established bank with a start-up culture? No, we're not joking

We, at
tbi
, have been one the most profitable banks for years and we are growing at a fast pace. We're a bank with a long history of success that operates as a start-up and we're always on the lookout for new opportunities to grow our business. How do we do that?

It's all about our
people
. Our team is made up of
brave, passionate and caring
people who don't just want to follow the same path – we want to transform into mobile-first, state-of-the-art lifestyle ecosystem. Our colleagues love working here – 80% of them would recommend
tbi
as an employer to their friends and family. Our people are engaged in challenging and meaningful work, inspired to grow their potential and career, encouraged to learn and empowered to take decisions. That's not corporate babble, it's what our people say.

What You'll do:

  • Analyze customer requests and credit conditions;
  • Analyze the credit files related to the loan applications and verifies the veracity of the information in accordance with the bank's internal procedures;
  • Propose financing solutions appropriate to customers' ability to repay;
  • Issue credit analysis reports and present / support the credit applications in the credit committee;

What you'll need to succeed:

  • Minimum 2 years of experience in the banking field, with specialization in credit risk analysis of legal entities.
  • Advanced knowledge of financial analysis of legal entities based on balance sheet and interim financial statements and related operational statements (business plan, cash flow, guarantees)
  • Strong knowledge of the financial risk assessment of the companies in order to access credits, the relevant financial indicators and the related impact on lending decisions,
  • Very good ability to analyze and synthesize information
  • Organizational, planning and communication skills – you will constantly interact with colleagues from other departments.
  • Bachelor degree in Economic studies
  • Knowledge of English (medium/advanced level) – you will also work with documentation in English.
  • Proficient in MS Office

What we offer:

  • Seize the opportunity to grow your career.
  • Engage in exciting and meaningful work.
  • Get recognition for your work and attitude.
  • Become part of a large, friendly and supportive team.
  • Get additional private health insurance.
  • Stay Chill, Bite into Thrill: Our Fresh Fruits/Ice Cream Program.
  • Relax and Recharge: Our Weekly Office Chair Massage.
  • Unlock the joy of reading with Bookster – Access a library of inspiration.
  • Benefit from 28 days of annual leave – More time for what you love ( 22 vacation days, 5 for exceptional sick leave (no medical note), and 1 for your birthday ).
  • Exclusive partner discounts – Enjoy deals tailored just for you.
  • A World of Friendly Faces: Join Our Passionate Multinational Team and Talk to 16+ Nationalities at tbi bank .
  • Bring Your Furry Bestie: Let's Make Work Pawsome .

Visit our Career Page to learn more about what makes us different.

If this sounds like something you'd be interested in, we'd love to hear from you

We'd love to get back to everyone, but due to the number of applications we receive, we can only contact the shortlisted candidates.

All applications are treated with utmost confidentiality.

By submitting your job application to
tbi
bank you confirm that you have read the document named "Information related to personal data processing for job applicants" publicly available on the
tbi
Career
page.

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