Credit Analyst

At Ayvens, progress starts with you.
Our ambitions to shape the future of sustainable mobility are powered by our talent. Join us, and get better with every move.

Objective of the role
The Credit Analyst objective is to evaluate the creditworthiness of companies seeking loans, credit, leasing and operational leasing. Analyze financial data, credit reports and market trends to assess risk and make informed recommendations, requiring strong analytical skills and knowledge of financial regulations.

Areas Of Responsibilities

• Analyze the credit requests from Ayvens Group entities (Nordics) and ensure that is compliant with all relevant regulations and company policy;
• Ensuring adherence with policy and requirements together with high standard of working;
• Analyzing data from multiple sources and files according to the quality agreements
• Ensure quality of the analysis made for credit requests, regarding the risk associated with the client from a creditworthiness perspective;
• Ensure to receive quality and complete documentation for each credit request;
• Support Risk and Sales teams for continuous improvement;
• Preparation of analyzed credit requests reporting to stakeholders, with the given frequency or whenever requested;
• Work closely with the line manager to ensure timely completion of profiles and prioritize workload to meet the daily and weekly objectives

Job Requirements

• Relevant experience of minimum 2 years in a financial institution or equivalent detailed process (preferably in the Credit Analysis/ Risk Analysis/ Lending area),
• Proactive and business orientated with background with understanding of credit processes / customer assessment
• Knowledge of English language
• Ability to build relationships by communicating and working effectively with co-worker, stakeholders and management,
• Knowledge of MS Office suite

As a member of our team, you will benefit from:

• 25 days of annual leave;
• 1 sick day/year;
• 1 day off for your birthday;
• Family Private healthcare subscription at Sanador/Regina Maria ;
• Monthly budget in Benefit Platform;
• Holiday gifts for Easter, Christmas through Benefits Platform;
• Loyalty bonus at 3 and 5 years seniority in company;
• Special events bonus (marriage, child birth, other);
• Opportunities and trainings for ongoing professional growth and career advancement;
• Hybrid work setup - 2 days/week in the office (Timpuri noi metro station).
• Discounts for dental care from Edent clinic
• Massage in the office on Tuesday and Wednesday

Why Ayvens?
With over 3.4 million vehicles managed across more than 42 countries, we provide full-service leasing, flexible subscription services, fleet management services and multi-mobility solutions to customers of all sizes, including large corporates, SMEs, professionals, and private individuals. By leveraging our unique position to lead the way to net zero and further shape the digital transformation of the industry, we are well-positioned to meet the evolving mobility needs of our clients and provide them with the solutions they need to thrive.

At Ayvens, we believe that our success is driven by our commitment to customer satisfaction. Our team is dedicated to delivering innovative solutions and technology-enabled services that help our customers focus on their everyday business. We're committed to sustainable mobility and have made it a core part of our strategy. In everything we do, we're guided by the principles of authenticity, curiosity, commitment and collaboration. We aim to foster an organisation that's diverse in people and ideas, where everyone can thrive and be themselves, no matter who they are.

Join us on this exciting journey as we continue to enable the transformation towards large scale adoption of sustainable mobility and provide our customers with the solutions they need to succeed. Follow our page for the latest updates, news, and insights.

• ALD Automotive | LeasePlan are rebranding to Ayvens across all 42 countries by 2025.