Junior Commercial Underwriter

Full-time

Department: Commercial Underwriting - 019

Contract type (job boards): Permanent contract

At Coface, we make trade happen everyday.

Our 5,200 experts representing 80+ nationalities in 58 countries are united by a shared purpose: helping companies navigate through uncertainty by empowering them to make the right decisions and trade smarter in a complex world.

With nearly 80 years of global experience, we offer companies a full range of solutions: Trade Credit Insurance, Business Information, Debt Collection, Single Risk insurance, Surety Bonds, Factoring — all driven by a unique data patrimony, cutting-edge technology, innovation and a deep understanding of the global economy.

Joining Coface means being part of a close-knit international organization, where your ideas matter. We foster a culture of learning, collaboration and inclusion where you are given responsibilities and can see the impact of your actions.

Shape the future of trade with us. Join our Happeners

Misiunea postului:

• Efectuarea analizei/procesarii informatiei pentru stabilirea conditiilor comerciale (structura si pret) necesare ofertelor si contractelor de asigurare solicitate de catre departamentele comerciale TCI, astfel încat sa conduca la un rezultat profitabil.

Responsabilitati:

• Analizeaza cererile de oferta de asigurare venite prin intermediul brokerilor sau al Departamentelor comerciale (Sales & Account Management);
• Stabileste si aproba conditiile comerciale, in limita delegarilor detinute;
• Emite oferta tinand cont de conditiile comerciale aprobate;
• Restabileste profitabilitatea contractelor de asigurare existente, generatoare de pierderi;
• Acorda suport in procesul de vanzare si de retentie a clientilor prin comunicarea activa cu Direct Sales si Account Management;
• Este responsabil de sustinerea si transmiterea derogarilor necesare catre Regiune/Grup, dupa caz;
• Utilizeaza aplicatiile interne cu responsabilitate si diligenta;
• Pastreaza evidenta oricaror informatii relevante pentru a permite monitorizarea si controlul procesului de ofertare;
• Comunica modificarile politicii de preturi sau de cotare celor implicati;
• Comunica permanent cu alte departamente interne pentru a asigura emiterea unor oferte si contracte de asigurare adecvate riscului preluat si solicitarilor clientilor;
• Respecta standardele de conformitate ale Grupului precum si toate politicile grupului si/sau toate cursurile obligatorii de formare online (aplicabile rolului);
• Participa la implementarea proiectelor existente și viitoare, sprijina testarea si lansarea de noi proiecte ale aplicatiilor de Grup.

Pofilul ideal:

• Limba engleza la nivel avansat;
• 3 ani experienta in roluri similare;
• Cunostinte in domeniul financiar, contabil, cunostinte despre mediul de business;
• Initiativa, atentie deosebita la detalii, abilitati de comunicare si de lucru in echipa, proactivitate, responsabilitate, capacitatea de a lua decizii;
• Capacitate de organizare a activitatii, de prioritizare a taskurilor cu respectarea deadline-urilor si abilitati multitasking;
• Cunoasterea sistemului de operare Microsoft Office la nivel avansat;
• Capacitatea de a sintetiza si clarifica informatiile.

Here you'll find:

• Career growth opportunity (both locally and internationally) in a global scale company: you will gain knowledge in business information, risk management, finance, and operational decision-making.
• Supportive culture: be part of a team that encourages you to take initiative, learn from mistakes and celebrate successes.
• Flexible Work Options: hybrid work arrangements and morning schedule flexibility.
• Benefits: medical subscription, lunch tickets, gift tickets for Christmas and Easter, vacation tickets, additional holidays based on seniority, Bookster, Speexx
• Learning opportunities: regular professional training and courses.

At Coface Romania, we value curiosity, drive, and innovation. If this resonates with you, JOIN US